目前銀行已不強制要求借款人必須提供保證人。但如果借款人自願提供保證人，銀行會根據保證人的還款能力進行評估，這可能有助於提高房屋貸款的成數。 党建: 把居民关心的问题解决好——记上海市长宁区虹桥萍聚工作室党支部书记朱国萍 For those who no longer wish to receive these e-mail, it is possible to unsubscribe from this feed, or regulate your subscriptions. ▶本利攤還：期數平均分攤本金加利息，等於月... Successfully Submitted (Awaiting Approval)